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KarjaSetu
The End-to-End Journey

FROM OPPORTUNITY
TO OUTCOME.

KarjaSetu connects the ecosystem journey — from a partner’s opportunity, through lender processing, to a customer outcome.

01 — The Opportunity

WHERE THE JOURNEY BEGINS

An opportunity can originate with an OEM, a partner, a dealer or a digital platform — every source connects into the same journey.

OEM / Partner
Dealer / Digital Platform
Opportunity / LeadKarjaSetu
02 — Connect · Bandhan

ONE STANDARDIZED CONNECTION

Bandhan connects the partner ecosystem with Banks and NBFCs through standardized connectivity — one integration, not one per partner.

Partner SystemBANDHANBank / NBFC System
03 — Route · Sutra

THE RIGHT LEAD, ROUTED CORRECTLY

Based on configured partner and lender rules, Sutra routes each opportunity to the appropriate Bank or NBFC.

OpportunitySUTRA
Bank AMatched
Bank BEvaluating
NBFCAvailable
04 — Enable · Sahayak

WHERE LENDER TEAMS TAKE ACTION

Sahayak gives Bank and NBFC teams a workspace to view and act on incoming opportunities — the decision itself stays with the lender.

Incoming OpportunitySAHAYAKRM / Lender User

Lender processing continues from here within the Bank/NBFC’s own systems — Sahayak enables the action; it does not make the decision.

05 — Visibility · Darpan

STATUS FLOWS BACK, IN BOTH DIRECTIONS

Darpan gives every participant visibility into where an opportunity stands — while the forward and return paths stay connected through the same layer.

Leads ReceivedSanctionDisbursement

Examples of what Darpan makes visible across the ecosystem.

OEM / PartnerKarjaSetuBank / NBFC
Forward — opportunity, lead, relevant informationReturn — status, progress, outcome
The Outcome

THE JOURNEY DOESN’T END AT CONNECTIVITY.

KarjaSetu keeps every participant connected — from the first opportunity to the final outcome.

SEE THE JOURNEY IN ACTION.

Request a demo and see how KarjaSetu connects the opportunity-to-outcome journey.