ONE PLATFORM.
EVERY PARTICIPANT, CONNECTED.
KarjaSetu is the connectivity and orchestration layer for lending — bringing OEMs, Dealers, Digital Platforms, Banks and NBFCs onto one connected system, so every opportunity moves, is tracked and resolves inside a single ecosystem.
OEMS. DEALERS. BANKS & NBFCS. ONE CONNECTED SYSTEM.
Every participant plugs into KarjaSetu once — and reaches everyone else on the ecosystem through it.
SAHAYAK. BANDHAN. SUTRA. DARPAN. FOUR LAYERS, ONE PLATFORM.
Each capability plays a distinct role in the platform — together they form one connected architecture, not four separate products.
The dashboard layer — real-time status, progress and outcomes, visible to every participant.
The workspace layer — where OEM and Bank teams manage, act on and collaborate on opportunities.
The coordination layer — routes leads, drives workflows and moves them through their lifecycle.
The foundation layer — secure, scalable connectivity linking OEMs, platforms, Banks and NBFCs.
FROM OPPORTUNITY TO OUTCOME, TRACKED AT EVERY STEP.
One connected path — from the moment an opportunity is created to the moment its outcome is delivered.
- 1Lead Created
An opportunity is created by an OEM, dealer or digital platform.
- 2Consent Captured
Customer consent is captured before any data moves further.
- 3Routed to a Lending Partner
KarjaSetu directs the opportunity to the right Bank or NBFC.
- 4Status Synchronized
Progress updates flow back through the platform in real time as the lender processes it.
- 5Outcome Delivered
The decision reaches the originating partner — and the customer — through the same connected view.
CONNECT ONCE. SYNCHRONIZE EVERYWHERE.
A single integration layer keeps every participant connected, and every status change flows back without manual follow-up.
Integration & API Layer
OEMs, dealers, digital platforms, Banks and NBFCs connect through secure, scalable connectivity — one integration, not one per partner.
Status Sync & Orchestration
Every lender’s status feeds back through the same connected layer that routes the opportunity out — no separate check-ins, no manual reconciliation.
CONSENT-LED. GOVERNED. SECURE BY DESIGN.
KarjaSetu is built to connect lending ecosystems with the control, consent and accountability enterprise partners expect.
Consent-Led
Every connected data journey starts with explicit customer consent, not implied access.
Governed Access
Partner, workflow and user access are controlled and accountable across the platform.
Secure by Design
Data moves only through protected, access-controlled connectivity — never in the open.
ONE PLATFORM. CLEAR VALUE FOR EVERY PARTICIPANT.
Reach without integration overhead.
Visibility without operational noise.
Growth without added complexity.
KarjaSetu turns fragmented lending connectivity into one platform every OEM, dealer, digital platform, Bank and NBFC can rely on.
SEE THE PLATFORM IN ACTION.
Request a demo and explore how KarjaSetu connects your ecosystem end to end.