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KarjaSetu
The KarjaSetu Ecosystem

ONE ECOSYSTEM. MANY PARTICIPANTS.
ONE CONNECTED JOURNEY.

KarjaSetu connects OEMs, partners, dealers, digital platforms, Banks and NBFCs through a common ecosystem — so every participant can focus on what it does best.

The Ecosystem

AN ECOSYSTEM BUILT AROUND THE CUSTOMER

OEMs, partners, dealers and digital platforms originate opportunities. Banks and NBFCs receive them. KarjaSetu is the connectivity layer between every side.

OEMs / Partners
Dealers / Digital Platforms
Banks / NBFCs
Customers
OEMs / Partners
Dealers / Digital Platforms
Banks / NBFCs
Customers
Who Brings What

EVERY PARTICIPANT HAS A ROLE

OEMs & Partners

  • Bring customer opportunities
  • Provide ecosystem access
  • Originate demand

Dealers & Digital Platforms

  • Engage customers
  • Surface opportunities
  • Connect frontline journeys

Banks & NBFCs

  • Receive opportunities
  • Apply their own lending processes
  • Own credit and fulfilment decisions

Customers

  • Access financing journeys
  • Provide consent/information where required
  • Receive the lending outcome
KarjaSetu's Role

KARJASETU CONNECTS THE PIECES

OEM / Partner
CONNECTBandhan
ROUTESutra
ENABLESahayak
VISIBILITYDarpan
Bank / NBFC

KarjaSetu connects and orchestrates the journey. Each participant retains ownership of its own systems, decisions and processes.

Two-Way Connectivity

OPPORTUNITY MOVES FORWARD. STATUS COMES BACK.

OEM / PartnerKarjaSetuBank / NBFC

Forward — opportunity, lead, relevant information

Bank / NBFCKarjaSetuOEM / Partner

Return — status, progress, outcome

Shared Value

VALUE FOR EVERY PARTICIPANT

OEM / Partner

More connected financing access.

Dealer / Digital Platform

Less fragmented lender connectivity.

Bank / NBFC

Structured access to relevant opportunities.

Customer

A more connected financing journey.

KarjaSetu creates the connective layer that allows each participant to focus on what it does best.

The Long-Term Ecosystem

BUILT TO GROW WITH THE ECOSYSTEM

The connectivity model is not restricted to a single loan product or a fixed set of participants. The same architecture is designed to extend to other financing categories over time, without rebuilding the ecosystem each time.

OEMsPartnersDealersDigital PlatformsBanksNBFCsCustomers

Designed to enable a growing ecosystem.

CONNECT YOUR ECOSYSTEM.

See how KarjaSetu can connect your customer journey with the right lending ecosystem.